- Home Loans
- Other CU Benefits
- Youth/Young Adult
- Clear Money
- Online Banking
- About Us
Denver Community Credit Union welcomes you! We are excited to start serving you with our high-quality products and services starting August 1st. Here you will find all the information you will need to get started with Denver Community. If you have questions during this transition, please contact us using our Contact Us Form, or call us a 303-573-1170.
Please check back from time to time to be kept up-to-date about any information related to this merger.
West Denver Community Credit Union is set to operationally merge with Denver Community Credit Union on August 1st. This means that the former West Denver Community branch and systems will act as Denver Community Credit Union. On this date, members have access to all of Denver Community’s products and services, and locations.
To facilitate a smooth transition of West Denver Community members onto Denver Community’s systems, the West Denver Community Credit Union branch will be closed on Saturday, July 29th and Monday, July 31st. The branch will reopen on August 1st at 12:00pm. Online banking will also be unavailable starting at 6:00 pm on July 28th. You will have access to all Denver Community Credit Union locations, as well as access to Denver Community’s Online and Mobile Banking systems on August 1st, after 12:00pm.
As a result of the merger of West Denver Community Credit Union with Denver Community Credit Union, there will be changes to the West Alameda branch location. Please note that starting on August 2nd branch hours will be as follows:
Mon: 9:00am - 6:00pm
Tue - Fri: 9:00am - 5:00pm
Sat: 9:00am - 1:00pm
Drive Through Hours
Mon - Fri: 9:00am - 6:00pm
Sat: 9:00am - 1:00pm
Information regarding account numbers, debit and credit cards will be coming soon. Check back for updates.
You will not be required to make any changes to any incoming Direct Deposits, or any incoming or outgoing ACH transactions currently set up through your West Denver Community Credit Union account during this transition.
Any new incoming or outgoing ACH transactions (including online transactions set up with your checking or savings account, not with a debit or credit card) will need to be set up using Denver Community Credit Union's routing number, and your account number starting August 1st.
Denver Community Credit Union's Routing Number: 302075694
Your West Denver Community Credit Union debit and credit cards will work through 11:59pm on Monday, July 31st. Your cards will not work between 12:00am (midnight) and 12:00pm (noon) on August 1st. Please plan accordingly.
New Denver Community Credit Union debit and credit cards will be mailed to current West Denver Community Credit Union card holders by the end of July. these cards will not work before August 1st. You may activate your card using the instructions sent with your new card after 12:00pm (noon) on August 1st.
Please note that Bill Payer will be unavailable starting July 21st. This will be the last day to submit a payment request. Starting July1st, no future-dated bill payer payments will be allowed. Payments scheduled to go out between July 21st and July 31st WILL NOT be processed. Please make other arrangements for these payments. You will have access to Denver Community's Bill Payer starting August 1st. All Bill Payer payments will need to be set up in Denver Community's Bill Payer system after this date.*
To learn more about Denver Community's Bill Payer, click here.
*Bill Payer Fee - $3.95 charged for each month Bill Payer is not used. Complete at least 1 Bill Payer transaction per month to avoid the fee.
Effective August 1st, West Denver Community accounts will convert to Denver Community accounts. Review the list below to see the changes:
|West Denver Community Product||Denver Community Credit Union Product|
|Visa Loans (VS)||Credit Card (CC)|
|Certificate Loans||Certificate of Deposit Secured Loans|
|Line of Credit||Line of Credit (LOC)|
|Share Signature Loans (C1)||Share Secured Loan|
|Direct Auto Loans||Used or New Auto Loan (UA or NA)|
|Signature Loans||Personal Loan (PL)|
|Indirect Loans - CUDC Manual (C1)||Indirect Used or New Auto (IUA or INA)|
|Indirect Loans - CUDC Approved (C1)||Indirect Used or New Auto (IUA or INA)|
|Overdraft (OD)||Overdraft Line of Credit (OLOC)|
|Smart Start Loans||Credit Builder Loan (CB)|
|Fixed 1st Mortgages||Fixed Rate 1st Mortgages (RE15/RE30)|
|Fixed 2nd Mortgages||Fixed Rate 2nd Mortgages (REF)|
|Certificate 6 Month||Certificate of Deposit (C6)|
|Auxilary Savings||Special Savings (SS)|
|Regular Share||Savings (S)|
|Business Share with Checking||Savings (S)|
|Matricula Share Account||Savings (S)|
|Business Share without Checking||Savings (S)|
|Business Non-Profit Exempt from Fees||Savings (S)|
|Business Share Non-Profit with Checking||Savings (S)|
|Certificate 12 month||Certificate of Deposit (C12)|
|Christmas Club||Club (CLUB)|
|Share Draft Account||Preferred Checking (CKP)|
|No Fee Draft Account||Preferred Checking (CKP)|
|Business Draft Account||Business Checking (BCK)|
|Draft Account with Interest||Preferred Checking (CKP)|
|Business Draft Account Exempt||Business Checking (BCK)|
|Certificate 24 Month||Certificate of Deposit (C24)|
|Certificate 36 Month||Certificate of Deposit (C36)|
|Escrow Mortgage||Special Savings (SS)|
|Certificate 3 Month||Certificate of Deposit (C3)|
|Certificate 60 Month||Certificate of Deposit (C60)|
|Certificate 60 Month $10k min.||Certificate of Deposit (C60)|
|Certificates IRA 12 Month||Traditional IRA Certificate (CDI C12)|
|Certificates IRA 36 Month||Traditional IRA Certificate (CDI C36)|
|Certificates IRA 60 Month $10k min.||Traditional IRA Certificate (CDI C60)|
|Certificates IRA 60 Month||Traditional IRA Certificate (CDI C60)|
|IRA Share Account (Money Market)||Money Market Traditional IRA (MMI)|
|Youth Account||Savings (S)|
|Certificate 15 Month||Certificate (C12)|
|Garnishment and Levies||Special Savings (SS)|
|Money Market||Money Market (MM)|
|Share Secured Visa Savings||Special Savings (SS)|
West Denver Community members will have access to Online Banking starting August 2nd.
Denver Community's Online Banking is better than ever, and West Denver Community Credit Union members will have access to our Online Banking Starting August 2nd! Online Banking is the easy and convenient way to manage your money, wherever you have access to a computer or mobile device. Enjoy features that make for an improved Online Banking experience!
Our online banking features:
To enroll for Online or Mobile Banking please follow these steps.
Use of a secure access code will be required twice; once for your first time login and once for your second time login, which is used for multifactor authentication, ensuring your account's security. Register your browser when prompted to avoid having to use a secure access code again. If you are using a public computer, you may not want to register your browser, you should only register your personal computer(s).
To receive your secure access code via phone call, please verbally answer the phone call. Verbal response will prompt our system to provide you with your secure access code. If you fail to verbally answer the phone call, no voice message will be left for your security.
Receiving your secure access code with a text message is easy. A text message will arrive on your phone within a minute or two. If you do not receive your secure access code, please request your secure access code again or call 303-573-1170.
Email is an option available for you to use to receive your secure access code. The code should arrive within a minute or two. If you do not see your secure access code, please check your spam or junk folders.
To read about Denver Community Credit Union's Online Banking Terms and Conditions, please click here.
If you have questions about this login process, or cannot access your account, please contact us at 303-573-1170.
West Denver Community members will have access to Mobile Banking starting August 2nd.
Access your accounts while you are on the move with our enhanced Mobile Banking. View your accounts, make transfers, pay your bills, and deposit checks all from mobile device.
Mobile Banking is available to members, even if there is no need for Online Banking (on a computer). Manage your accounts with the same capabilities as Online Banking, and more, in one simple app. To use Mobile Banking, download the app for your Apple® or Android™ device.*
West Denver Community members will have access to CO-OP Shared Branches and ATMs starting August 2nd.
As a member of Denver Community, you have access to the CO-OP Network. This gives you access to over 5,000 Shared Branches and over 30,000 surcharge-free ATMs nationwide! Click here to find a Shared Branch or CO-OP ATM near you.
At any Shared Branch location you can do basic account transactions, including:
What you need at a Shared Branch location:
Learn about Denver Community's array of products and services by clicking one of the links below:
|Share Savings||Checking||Auto Loans|
|Share Certificates||Second Chance Checking||Auto Title Loans|
|Bump Certificate||VISA® Debit Card||PassTime Auto Loans||Checking|
|Tiered Money Market||Mile High APY* Savings Account||Student Loans||Lending|
|Club Accounts||Youth Checking||Personal Loans||Lines of Credit|
|Youth Savings||Stored Value Card||Share Secured Loans||Business Solutions|
|VISA Platinum Credit Card|
|Credit Builder Loans|
|Overdraft Line of Credit|
|Pay Advance Loan|
West Denver Community Credit Union members now have complete access to Denver Community's award-winning financial education program, Clear Money! Our comprehensive program offers classes that are free to the public, podcasts, e-courses, and access to one-on-one financial coaching with an Accredited Financial Counselor.* Use the links below to view and/or register for any of our upcoming classes, or request one-on-one financial coaching.
*Certified Credit Union Financial Counselors are certified through the Credit Union National Association via classes and testing to prepare them for working with members of credit unions. The certification process reviews counseling skills and knowledge of financial issues. In addition, Denver Community Credit Union through its Clear Money program encourages its counselor to stay current on financial issues that involve its membership.
You are leaving Denver Community Credit Union's website. DenverCommunity.coop does not control this site and is not responsible for the content on this linked site. The privacy and security policies of this linked site may differ from our own.
You will now access the following link:
Press "OK" to proceed, or press "Cancel" to remain here.