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WE OFFER STUDENT LOANS

Saving & Checking Rates

Rates are accurate as of February 2, 2018.

Name Term

Compounded/

Credited

Minimum to Open Minimum Bal.
to Earn APY
Dividend
Rate (%)
Annual
Percentage
Yield (%)
Share Savings N/A Monthly $25.00 $100.00 0.100 0.10
Club Accounts N/A Monthly N/A $0.00 0.100 0.10
Tiered Money Market & Business Money Market N/A Monthly $2,500.00

 

$2,500-$9,999.99

 

$10,000-$24,999.99

 

$25,000-$49,999.99

 

$50,000-$99,999.99

 

$100,000.00 and up

 

 

0.300

 

0.350

 

0.400

 

0.450

 

0.500

 

 

0.30

 

0.35

 

0.40

 

0.45

 

0.50

 

Classic Checking,
Second Chance Checking

N/A N/A $25.00 N/A N/A N/A
Preferred Checking, N/A Monthly $25.00 $2,500.00 0.000 0.00
Health Savings Account, IRA, Roth IRA, & Coverdell Tiered Money Market N/A Monthly N/A

 

Below $2,500

 

$2,500-$9,999.99

 

$10,000-$24,999.99

 

$25,000-$49,999.99

 

$50,000-$99,999.99

 

$100,000.00 and up

 

 

.100

 

.300

 

0.350

 

0.400

 

.450

 

0.500

 

 

.10

 

.30

 

0.35

 

.40

 

.45

 

0.50

 

Mile High APY N/A Monthly N/A N/A 5.156% 5.28%

 

Certificates of Deposit (CDs) & IRA Certificates of Deposit Rates*

 

 

Term

Compounded/

Credited

$100.00+ Dividend Rate (%) $100.00+ Annual Percentage Yield (%) $100,000.00+ Dividend Rate (%) $100,000.00+ Annual Percentage Yield (%)
3 months Monthly 0.808 0.81 N/A N/A
6 Months**

Monthly

0.887 0.89 N/A N/A
12 Months Monthly 1.431 1.44 N/A N/A
24 Months Monthly 1.706 1.72 N/A N/A
36 Months*** Monthly 2.000 2.02 2.098

2.12

48 Months Monthly 2.206 2.23 2.304 2.33
60 months Monthly 2.421 2.45 2.519 2.55
           
Save Smart CD
(Promotional)
20 Months****
Monthly 1.785 1.80 1.883 1.90

*$100 minimum deposit is required to earn dividends on Certificates of Deposits and IRA Certificates of Deposits.

**Deposits of $25 or more (including payroll deduction deposits) can be added to the 6-11 month term certificates at any time. Roth Conversion IRAs excluded.

***Contribution and rollover deposits are allowed at anytime when invested in a IRA CD with any term of 36 months or greater with a minimum transaction amount of $25.

****Rate and annual percentage yield are subject to change without notice.  Offer only valid for 20-month term.  Valid for new certificate money only.  Minimum deposit of $100 required.  Certificate automatically renews to a 24-month term upon maturity at the current rate of the 24-Month Certificate of Deposit at that time of maturity.  20 Month CD rates valid for normal CD and IRA CDs.  No add-on deposits allowed.  Subject to early withdrawal penalties of 180 days’ dividends.  Denver Community Credit Union reserves the right to end or modify this offer at any time.  

All certificates automatically renewed for another term upon maturity. All certificates subject to early withdrawal penalties: term of 12 months or less = 90 days dividends, terms over 12 months = 180 days dividends. Share accounts at the credit union are variable rate accounts and dividend rates and annual percentage yields listed are subject to change without notice.

Fees may reduce earnings on accounts.

Current Rates and Fees

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