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Savings & Checking Rates

Rates are accurate as of December 1, 2018.

Product Term Compounded/Credited Minimum to Open Minimum Bal. to Earn APY Dividend Rate (%) Annual Percentage Yield
Share Savings N/A Monthly $25.00 $100.00 0.100 0.10
Product Term Compounded/Credited Minimum to Open Minimum Bal. to Earn APY Interest Rate (%) Annual Percentage Yield
Club Accounts N/A Monthly N/A $0.00 0.100 0.10
Special Savings N/A Monthly N/A $0.00 0.100 0.10
Tiered Money Market & Business Money Market N/A Monthly $2,000.00

$2,000-$19,999.99

$20,000-$74,999.99

$75,000 and up

0.850

0.8900

0.950

0.85

0.90

0.95

Classic Checking, Second Chance Checking N/A N/A $25.00 N/A N/A N/A
Preferred Checking N/A N/A $25.00 $2,500.00 0.000 0.00
Health Savings Account, IRA, Roth IRA, & Coverdell Tiered Money Market N/A Monthly N/A

Below $2,000

$2,000-$19,999.99

$20,000-$74,999.99

$75,000 and up

0.300

0.850

0.900

0.950

0.30

0.85

0.90

0.95

Mile High APY* N/A Monthly N/A

$0 - $5,280.00

$5,280.01 & Up

5.156

0.100

5.28

0.10

Share, savings, and checking accounts at the credit union are variable rate accounts.  Dividend and interest rates and annual percentage yields listed are subject to change without notice.

Certificates of Deposit (CDs) & IRA Certificates of Deposit Rates*

Term Compounded/Credited $100.00+ Interest Rate (%) $100.00+ Annual Percentage Yield (%) $100,000.00+ Interest Rate (%) $100,000.00+ Annual Percentage Yield (%)
3 months Monthly 1.631 1.64 N/A N/A
6 months** Monthly 1.806 1.82 N/A N/A
12 months Monthly 2.041 2.06 N/A N/A
24 months Monthly 2.363 2.39 N/A N/A
36 months*** Monthly 2.577 2.61 2.675 2.71
48 months Monthly 2.733 2.77 2.830 2.87
60 months Monthly 2.908 2.95 3.005 3.05
Special Certificate
18 Month**** Monthly 2.705 2.74 2.803 2.84

 

Interested in a deposit account? Fill out the form below!

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*$100 minimum deposit is required to earn interest on Certificates of Deposits and IRA Certificates of Deposits.

**Deposits of $25 or more (including payroll deduction deposits) can be added to the 6-11 month term certificates at any time. Roth Conversion IRAs excluded.

***Contribution and rollover deposits are allowed at anytime when invested in a IRA CD with any term of 36 months or greater with a minimum transaction amount of $25.

****Offer only valid for 18-month term. Minimum deposit of $100 required.  Certificate automatically renews to a 24-month term upon maturity at the rate of the 24-month certificate of deposit at the time of maturity.  18-month CD rates valid for normal CD and IRA CDs.  No add-on deposits allowed. Subject to early withdrawal penalties of 180 day's interest.  Denver Community Credit Union reserves the right to terminate or modify this offer at any time.

All certificates automatically renewed for another term upon maturity. All certificates subject to early withdrawal penalties: term of 12 months or less = 90 days' interest, terms over 12 months = 180 days' interest. Share accounts at the credit union are variable rate accounts and dividend rates, interest rates, and annual percentage yields listed are subject to change without notice.

Fees may reduce earnings on accounts.

Current Rates and Fees

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