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Save Smart Certificate of Deposit (CD)

Looking for a place to put your money?  Whether you are looking for potential tax benefits, or saving for a long term goal, the Save Smart CD is just the ticket.*  With special rates available for traditional CDs, or IRA CDs, it's a great solution for whatever you are looking for.

Potential Tax Benefits

Put your money into a Smart Save IRA CD to experience potential tax benefits by lowering your taxable income.**

Saving for the Long Term

CDs are a great way to save money for long term goals.  With the Smart Save CD's 20-month term, it's just the right amount of time to lock away money.  Plus check out the great rates!


  • $100 - $99,999.99: 1.95% APY***
  • $100,000+: 2.05% APY

Current Rates

If you are interested in the Save Smart CD, please call 303-573-1170, visit any location, or complete our request form, and a member service representative will be in contact with you.

Click to request more information about the Save Smart CD

*Rate and annual percentage yield are subject to change without notice.  Offer only valid for 20-month term.  Valid for new money only.  Minimum deposit of $100 required.  Certificate automatically renews to a 24-month term upon maturity at the current rate of the 24-Month Certificate of Deposit at that time of maturity.  20 Month CD rates valid for normal CD and IRA CDs.  No add-on deposits allowed.  Subject to early withdrawal penalties of 180 days’ dividends.  Denver Community Credit Union reserves the right to end or modify this offer at any time.  

**Always consult with a tax advisor.

***APY is Annual Percentage Yield.

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