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Skip-a-Pay Program

Picture of a middle aged woman sitting back smiling. 

We are in this together, and we are here to help!

Need a rest from your loans? Send your qualifying loan payment on a much needed vacation. Skip your payment for either July or August and relax this summer!

Skip your July or August loan payment!

Fill out our secure online form, powered by DocuSign®, at least five (5) days prior to the loan payment that is to be skipped. Skipping a payment under Denver Community's program does not impact your credit rating. Please check below that the loan you want to skip qualifies. 

If you have already received loan deferment(s) due to Covid-19 hardships, you are ineligible to participate in our Skip a Pay program. If you are still experiencing hardship, and need assistance, please contact Denver Community Credit Union at 303-573-1170.


Complete our secure online form, powered by Docusign®, at least five (5) days prior to the loan payment that is to be skipped.

Check Mark.

Qualifying Loans

  • Auto Loans
  • Motorcycle Loans
  • Scooter Loans
  • Recreational Vehicle Loans
  • Personal Loans
  • Shared Savings Secured Loans
  • Specialty Vehicle Loans
Red X

Non-Qualifying Loans

  • Credit Cards
  • Home Equity Lines of Credit (HELOC)
  • 1st Mortgage Loans
  • 2nd Mortgage Loans
  • PassTime Auto Loans
  • Lines of Credit
  • Share Certificate Secured Loans
  • Credit Builder Loans
  • Pay Advance Loans
  • UALP or NALP Loans
  • Any loan with a deferment in the last 12 months

Choosing to skip a payment will extend the term of the loan(s). Negative amortization may occur. All loans and lines of credit must be current prior to skipping a payment. Must be a member in good standing with no CPI (force placed insurance), no bankruptcies, no charge-offs, no 60 day delinquencies, and no deferments in the last 12 months. Loan must be open for at least 6 months to qualify. This offer includes Auto Loans, Motorcycle and Scooter Loans, Recreational Vehicle Loans, Personal Loans, Shared Savings Secured Loans, Specialty Vehicle Loans. This offer excludes Credit Cards, Home Equity Lines of Credit, 1st Mortgage Loans, 2nd Mortgage Loans, PassTime Auto Loans, Lines of Credit, Share Certificate Secured Loans, Credit Builder Loans, Pay Advance Loans, Member Assistance Loans, and UALP or NALP loans. This offer is available for either July 2020 or August 2020 loan payment, NOT both. Limit one skipped payment per qualified loan per promotional period. Loans with GAP coverage are limited to one skipped payment per year, including missed payments and deferments. Please fill out, and return to 1075 Acoma Street, Denver, CO 80204 at least five (5) business days before your payment is due. Offer ends August 31, 2020.

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