A straightforward loan for practically anything. No collateral needed.
Get an even lower rate by using your savings account to back up your loan.
Credit Builder Loans
Comebacks aren’t just for rappers and sports teams. Start rebuilding.
Plenty of term and payment options. No pre-payment penalties.
I have always had a wonderful experience with the CU. When other banks wouldn't give us loans, DCCU has come through with not only a loan, but great rates.Mary C.
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Frequently Asked Questions
We offer loan terms up to 60 months.
If you are experiencing hardship, and need assistance, please request information about our loan payment deferment program. Request information using the form below. Please note that credit card payments and Home Equity Line of Credit (HELOC) payments are not eligible for deferment. If you are requesting a third deferment, please call 303-573-1170. Third deferments may require additional documentation including but not limited to a letter of hardship, your 2019 W2, 2019 federal tax returns, two recent pay stubs, and your account statements.
If you need assistance with a mortgage payment and your mortgage is serviced through one of Denver Community Credit Union’s service partners, please contact your servicer directly. Below is the contact information for making a payment deferment request for both of our servicing partners.
Member Assistance Loan
This loan is designed to give current members access to funds during this difficult time This loan is a fixed rate, personal loan featuring 4.99% Annual Percentage Rate, for up to 18 months, with the first 90 days’ of payments deferred. This loan amount is up to 2x net income, or $3,000, whichever is less. The applicant must demonstrate hardship. Documentation may be requested. Income verification is required. Must be a Denver Community Credit Union member for 90 days or more to qualify. Use the link below to apply.
You will need to know your Social Security Number, and provide a valid ID. The loan application will require information about your employment and income. Depending on the loan, you may be required to provide additional information.
If you are employed, paystubs are an acceptable form of proof of income. If you are self-employed, we require your last two years of tax returns. If you are retired, award letters are acceptable. If you are a non-citizen borrower, two years of tax returns are required.
One business day.
Please check the status of your loan application by calling 303-573-1170, or using our Lending Contact Form.
You may make a loan payment by making a transfer within your online or mobile banking account, visiting our online payment portal, calling 303-573-1170, or by visiting any branch location.
Yes, you can apply for a loan online from the comfort of your home.