A straightforward loan for practically anything. No collateral needed.
Get an even lower rate by using your savings account to back up your loan.
Credit Builder Loans
Comebacks aren’t just for rappers and sports teams. Start rebuilding.
Plenty of term and payment options. No pre-payment penalties.
I have always had a wonderful experience with the CU. When other banks wouldn't give us loans, DCCU has come through with not only a loan, but great rates.Mary C.
Meet Lea, our Virtual Financial Coach!
Have questions about credit? Our Virtual Financial Coach can help! Chat 24/7 for personalized advice.
Frequently Asked Questions
We offer loan terms up to 60 months.
You will need to know your Social Security Number, and provide a valid ID. The loan application will require information about your employment and income. Depending on the loan, you may be required to provide additional information.
If you are employed, paystubs are an acceptable form of proof of income. If you are self-employed, we require your last two years of tax returns. If you are retired, award letters are acceptable. If you are a non-citizen borrower, two years of tax returns are required.
One business day.
Please check the status of your loan application by calling 303-573-1170, or using our Lending Contact Form.
You may make a loan payment by making a transfer within your online or mobile banking account, visiting our online payment portal, calling 303-573-1170, or by visiting any branch location.
Yes, you can apply for a loan online from the comfort of your home.