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Credit Card

There are many reasons "More people go with VISA."© Many of those reasons are featured with Denver Community's VISA Platinum Card. Low non-variable rate and no cash advance fee are all part of what makes this card one of the best. Qualified members can receive a rate of 12.99% APR.* Plus, Visa is accepted worldwide.


Visa Disclosure
Visa Card Agreement

Low, Non-Variable Rate

Our card features a low, non-variable rate of 12.99%   APR. This is much lower than the national average credit card rate of 17.71%.**  That means lots of savings!

Compare just how much you could save by switching to a Denver Community credit card.


No Balance Transfer Fee

Denver Community’s credit card has no balance transfer fee, which makes it perfect for consolidating other high-rate credit card balances.  See complete terms and conditions: Visa Platinum Card Disclosure


No Cash Advance Fee

Need cash in a pinch?  Transfer cash from a Denver Community credit card without a fee.  Cash can be access by account-to-account transfers or even at a surcharge-free CO-OP ATM.  See complete terms and conditions: Visa Platinum Card Disclosure

Credit Cards for Bad Credit

Denver Community’s Secured Credit Card offers options for those with no credit or bad credit.  Plus – access the same features as our traditional credit card – same great rate, no balance transfer fee, and no cash advance fee.  No credit qualification is required!

How Our Secured Card Works

Our secured card works by setting aside funds in a savings account.  The amount set aside, is the amount of credit available to you as your line of credit.  The funds that are set aside secure the card as collateral.  For example, you set aside $500 in your savings account.  These funds are locked with what is called a “pledge.” Your secured card’s line of credit is for $500.  You may make purchases against that $500 line of credit.  Payments are made monthly, just like any other credit card.  The funds that are pledged in your savings accounts are locked and are unable to be withdrawn as they are considered collateral for the credit card.

*APR is Annual Percentage Rate. All loans are subject to credit approval.

**Rate Report.

Balance Transfer Promotion

Save money and simplify your debt.  It's possible when you transfer your higher-interest credit card debt to our low, non-variable rate Visa® credit card!  The Denver Community Credit Card features:

  • Low non-variable rate of 12.99% APR**
  • No balance transfer fee
  • No cash advance fee

The national average credit card rate according to is 17.54%.  Find out how much you could save by doing a balance transfer to a Denver Community Credit Union Visa Card.



Receive a Gift Card

When you transfer $5,000 or more to our Visa credit card between 10/1/2019 and 2/29/2020, you'll receive a $50 Visa gift card.**  


Don't wait for your next credit card statement! Request your balance transfer using the button below.



Don't Have a Denver Community Credit Card? 

Apply online today!***



More information on our Visa Platinum Card can be found here: Visa Platinum Card Disclosure


*APR is Annual Percentage Rate.  With approved credit. Credit card rate is 12.99% . Visa Platinum Card is subject to a $25 annual fee. Foreign transaction fee of 1.00% of each multiple currency transaction in U.S. dollars, or 0.80% of each single currency transaction in U.S. dollars applies.

**Limit one balance transfer incentive $50 Visa Gift Card per member, per promotion period. Promotional period is 10/1/2019 - 2/29/2020.  Denver Community Credit Union reserves the right to terminate this promotion at any time, without notice. Subject to available credit. Balance transfers of $5,000 or more in new money will qualify for a $50 Visa gift card. Visa gift card will be mailed to the address on the account within 45 days of qualifying balance transfer. Gift card is subject to taxation.

***With approved credit.

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