Denver Community Credit Union thrives on the core purpose of making a difference in members’ lives by providing financial opportunity. Our Credit Builder Loan was created to do just that. Everyone has to start somewhere to build, or rebuild, their credit. If you wish to increase your credit history, or simply to rebuild your credit, then this is the product for you. We make it simple. Apply for a loan of $500 or $1000 and place that money into a Share Certificate in your name. Over the term of the loan, make regular on-time payments. Your Credit Builder Loan repayment history will then be reported by Denver Community Credit Union to various credit reporting agencies.
Once you have completely paid off your loan, the loaned money is yours to keep. You even get to keep all of the interest your Share Certificate earned during the term of the loan. It’s like repaying yourself, while building your credit.
No money or credit history required
Helps rebuild credit
Creates forced savings
To apply for a Credit Builder Loan, contact us by calling 303-573-1170 or 1-877-293-6328 (toll-free). You can also contact us online.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union
Administration, a U.S. Government Agency.
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