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Auto Loan E-Learning

Learn about car buying and loans in this quick E-Learning module.

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Auto Insurance

Save money with member exclusive car insurance.

Request A Quote

​Are you spending more than you should on insurance? Denver Community Insurance Services includes many insurance options that could save you money. Request a quote and one of our expert agents will help you discover the right kind of coverage for your needs.

Insurance Requirements

Denver Community Credit Union requires all vehicles financed to carry auto insurance coverage with a $500 deductible or less where Denver Community Credit Union is named as the lienholder. Insurance coverage is routinely checked. If it is indicated that your insurance has lapsed or your coverage has dropped from the acceptable level, the credit union has the right to place Collateral Protection Insurance (CPI) on your vehicle.  This charge is added to your loan balance.  

 

Why Denver Community Uses CPI

 

Insurance coverage protecting against physical damage is required because it protects the credit union's interest in your vehicle. Your signed loan documents give Denver Community Credit Union the right to force-place CPI on your vehicle when coverage has lapsed.  To avoid CPI, it is important to inform your insurance provider to name Denver Community Credit Union as the "Loss Payee/Lienholder" on your policy.  To mail insurance verification, please use the following address:

 

Denver Community Credit Union
1075 Acoma St.
Denver, CO 80204

 

You may also fax a copy of your policy/declarations page to our CPI partner, SWBC, at 913-268-3178.

 

Finding Your Own Insurance

 

Collateral Protection Insurance is not a substitute for finding your own auto insurance. It is often much more expensive than auto insurance you would find from typical providers.  If you are in need of insurance, or would like to shop around for a better deal, check out Denver Community Insurance Services, to get free quotes from multiple insurance providers.

 

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