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Auto Loan Rates as low at 3.60% Annual Percentage Rate. Apply Now. 

Auto Loans

Denver Community Credit Union is the place for your auto loan. Take advantage of highly competitive rates and other benefits. New or used, we offer loans to help get you into the car of your dreams.

Get pre-approved before entering a dealership. It will make your car buying process seem seamless, and protect you from aggressive sales tactics. Along with our highly competitive rates, we offer terms up to 84 months and no prepayment penalties.

Find Your Perfect Car

Denver Community proudly works with Denver Community Auto Concierge Service powered by Centennial Leasing & SalesEnterprise Car Sales, and Automotive Avenues to help you remove the stress out of purchasing a vehicle. Just tell them what you are looking for. They will find it for you at the best price available.

Start your search with Denver Community Auto Concierge, or Enterprise Car Sales by clicking on their logo.

  Enterprise Car Sales Logo

Special Offers

Enterprise Car Sales: Receive $400 when you purchase your next vehicle with Enterprise Car Sales, and finance with Denver Community. Click here for details.


Moving your auto loan is as easy as 1-2-3!

  • 1 simple online application
  • $200 switch incentive*
  • Up to 3 months of no payments**

Members can receive an additional rate discount of 1.00%—subject to floor rate!

Bring your auto loan to Denver Community Credit Union.  You could achieve your financial goals with a great low rate, and some extra cash in your pocket!  Apply now.

*With approved credit.  $200 switch incentive is a $200 deposit into the Share Savings account within 45 days of loan closing.  $200 incentive is subject to taxation.  Must finance $7,500 or more in new money to qualify.  **3 months of no payments is equal to 90 days of no payments.  Negative amortization may apply.  Must have 660 credit score or higher to qualify for 3 months of no payments.  Must finance $7,500 or more in new money to qualify.  Offer valid through March 31, 2018.

GAP Advantage

You need more than insurance to protect your investment.


Even the best insurance may not cover the entire amount you owe on an auto loan.  In fact, if the average new car owner has his or her vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement.


Guaranteed Asset Protection (GAP)* makes up the difference between what insurance covers and the amount you owe.  So, instead of paying off a substantial loan balance, you'll be free and clear.  And as an added benefit, GAP Advantage will help you get back on the road more quickly by providing a $1,000 allowance to finance a replacement vehicle with us.


To learn more, ask your loan officer or service representative about GAP Advantage today!


*Guaranteed Asset Protection is considered insurance coverage in some states.

Your purchase of GAP is optional.  Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution.  There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP.  You should carefully read the contract for a full explanation of the terms.

With Major Mechanical Protection, You Can Get the Most Out of Your Mileage!

As time goes on, the likelihood of mechanical failure on your vehicle is inevitable.  Advanced electronics, complex system, and rising labor costs mean that a repair might have cost hundreds of dollars a few years ago may now cost you thousands.


With Major Mechanical Protection (MMP) from Denver Community Credit Union, you can protect yourself against the expense of future costly repairs.


The total cost of MMP is often far less than the cost of a single repair!  Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur.


To learn more about MMP, call your loan officer or service representative today!

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