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WE OFFER STUDENT LOANS

First Mortgages

Partner with Denver Community Credit Union to make your home buying experience easier. Start by getting pre-qualified. We offer various First Mortgage products, so no matter what you are looking for we have the right solution for you. We also offer refinancing on your current First Mortgage to save you money over the life of the loan.

Fixed Rate First Mortgage

  • We offer terms of 10, 15, 20 and 30 years.
  • Use the funds to get into the home of your dreams.
  • We offer an easy-to-understand mortgage application that can be started from the comfort of your own home. Click here to start your application now.

5/1 Adjustable Rate Mortgage

  • An Adjustable Rate First Mortgage benefits members by providing fixed rate mortgage payments for the first 5 years of the loan.
  • After the first 5 years, payments are adjusted annually to account for market conditions.
  • Our competitive rates can save you money over the life of the loan.

 

HomeReady First Mortgage

Are you HomeReady?  With our HomeReadyTM First Mortgage, getting into a home is easier than ever.*

  • Flexible sources of down payment funds
  • Down payments as low as 3%**

For more information or to speak to a mortgage loan officer, please call 303-573-1170.

All loans are subject to credit approval.

 

* Income limits may apply.  Rates as low as 3.875% Annual Percentage Rate (APR) for a 30 year term at a fixed rate.  Rate is subject to change at any time. Rates may vary with term or credit qualtity.  Fixed rates available for 10-30 year terms. 5 year and 7 year Adjustable Rate Tersm are also available.  At a rate of 3.875% APR for 30 years, a monthly payment would be $705.93 for a $150,000 loan.  Payment example includes principal and interest only.  Closing costs of 2% of mortgage amount apply.  Escrow required for property taxes, monthly mortgage insurance, and property hazard insurance, which impacts your overall monthly payment.  Homeownership Education is required for $75 fee, which is the responsibility of the borrower.  Certificate of completion required upon loan closing.

** For a mortgage lon of $150,000, a 3% down payment is $4,500.

HomeReady is a trademark of Fannie Mae.

 

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