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Rates as low as 8.25% APR*, no balance transfer fees!

*Annual Percentage Rate

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Find Your Perfect Car

We work with Denver Community Auto Concierge & Enterprise to make your auto buying experience easy!

Buy a car!

Clear Money

Explore our award winning financial education program!

Financial Education

Home Loans

Denver Community Credit Union offers a variety of real estate loans to fit your needs.  Currently we are offering the following real estate loans:

Mortgage Check-Up

Are you in the right home loan that helps you reach your goals?  Find out with a mortgage check-up!  Sit down with an experienced Mortgage Loan Officer to review your current home loan, explore your financing options, and receive a free ValueCheck®.  Request your mortgage check-up today by completing the form linked below.

Request a Mortgage Check-Up by completing the linked form.

First Mortgage

This loan is used to buy a home.  Our First Mortgages offer competitive rates, and are easy to understand.  Plus, our qualified Lending Officers will walk you through the First Mortgage process, leaving you confident that you understand your loan before you sign.  Apply for your First Mortgage today!

Apply for a first mortgage.

Appraisal Rebate - Valid on First Mortgage applications received between 3/12/2018 and 10/31/2018 (Click for Details)

With home loans, every dollar counts! Receive up to $500 back on your home appraisal when you close on your First Mortgage loan that is applied for between March 12, 2018 and October 31, 2018.*

Request More Info button. Request a mortgage check-up by clicking the button.

*Valid on approved first-lien mortgage loans only.  Application must be received during the promotional period of 3/12/2018 through 10/31/2018 to qualify. Loan must be funded to be eligible. Must be a member of Denver Community Credit Union in good-standing, with no prior charge-offs, delinquencies, or bankruptcies to receive funds from this promotion.  Up to $500 of the appraisal fee will be deposited to the member’s share account within 30 days of the mortgage funding.  Rebated funds are subject to taxation via tax form 1099-Misc.  Offer not valid on mortgage loans applied for prior to the start date of 3/12/2018.

Second Mortgage

Dreaming about that nice addition you would like to build? What about that new garage?  Or maybe your home needs a new roof?  If you have a goal in mind, a second mortgage might be a great choice for you.  Tap into the equity of your home to get a lower loan rate to accomplish your goals today!  Our Second Mortgages have great rates and are easy to understand, much like our First Mortgages. 

Apply for a second mortgage

Variable Rate Home Equity Line of Credit (HELOC)

Send your son or daughter to school, take that dream vacation to an exotic locale, or just make your home an even better place to live with that huge porch you have been thinking of.  A HELOC can help you achieve all of this.  A Home Equity Line of Credit is similar to a Second Mortgage, except you often get a lower rate in exchange for allowing the rate to fluctuate with the market.  Similar to a second mortgage, you use your home’s equity to get a larger loan at a more competitive rate than most credit cards or unsecured loans. So reach your dreams today with a Home Equity Line of Credit from Denver Community Credit Union.  Apply now!

Apply for a HELOC

For information on any Mortgage product, please contact us with your questions.

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