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First-Time Homebuyer Mortgage powered by Fannie Mae™
There's no place like home.
Ready to buy your first home? Denver Community Credit Union has the financing options to help you achieve homeownership. Our program offers special features to make buying your first home easier:
- Flexible sources of down payment funding.
- Low downpayment option as low as 3%*
- Homebuyer education to help you prepare to buy and own a home - conveniently available online.**
Request more information from our Mortgage Loan Officer or apply now. Just click below.
*With approved credit. Income limits apply. Rates may vary with term or credit quality. Fixed rates available for 15 and-30 year terms. Escrow required for property taxes, monthly mortgage insurance, and property hazard insurance, which impacts your overall monthly payment. Rates as low as 4.114% Annual Percentage Rate (APR) for a 30 year term at a fixed rate. Rate accurate as of 11/15/2019. All rates are subject to change at any time. Rates may vary with term or credit quality. At a rate of 4.00% for 30 years, a monthly payment would be $716.12 for a $150,000 loan. Payment example includes principal and interest only. Actual payment may be higher due to taxes, insurance, and other costs. Closing costs of approximately 2% of mortgage amount apply. For a mortgage loan of $150,000, a 3% down payment is $4,500.
**First-time home buying products require homeownership education for $90 fee, which is the responsibility of the borrower. Certificate of completion of homeownership education course required for loan closing for certain first-time home buying products.
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