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8 Rules of Responsible Credit Card Use

8 Responsible ways to use a credit Card

  1. Always pay your bills on time.
  2. Pay more than just the minimum payment each month.
  3. Don’t carry a long-term balance.
  4. Don’t use your credit card to pay for things you can’t afford.
  5. Stay on top of your credit score.
  6. Check your credit reports for signs of fraud.
  7. Never share your credit card details with an unverified contact.
  8. Keep your credit card usage below 30% of your available credit line.