Use a savings account with easy access
Your basic business savings account is your ticket to all of our offerings, including member-only loan rates. Also, with a minimum balance of just $5.00 and access in your mobile app, you can quickly move money from savings to checking to meet payroll or another big expense.
Save more with a Money Market
We know every dollar counts for a small business. Our business money market provides more interest at just $2,000. Plus, it’s still easy to move money quickly to your checking, if you need it, through our mobile or online banking.
Non-Profit Reserves Savings
We love the do-gooders of the world. That’s why we have a special, high rate savings account for non-profits. It’s just one more way we try to give back to our community.
The account is available to 501(c)3 and 501(d) organizations. It can be used to secure a business credit card, too!
To open a Non-Profit Reserves Savings Account, please call 303-573-1170 or contact us.
Access to 30,000 fee-free ATMs nationwide and 5,000 shared branches
Tools to take your business to the next level.
All your favorites with commercial online banking. Mobile check deposit. 24/7 account access. Cool app.
Low Minimum Balance
Make the most of your account without sacrificing liquidity.
Frequently Asked Questions
Yes, all our memberships have online and mobile banking. As a business member you will have more options under the online platform that will help your business with their operating activities.
Yes, we partner with Newtek who is our payroll services provider and will guide you to the best option that fits your business needs.
No. Only the person(s) authorized to open the account should come in, or apply online. However, we still need the date of birth, social security number, (ID? What does this mean? ID #? Of a driver’s license?), and address of all of the owners of the business, even if they are not going to be signers on the account. Also, we required an operating agreement, incorporations agreement, minutes or partnership agreement indicating who is authorized to manage the business account with Denver Community.
No. We are required to have a certificate of good standing stating that the business is active and in compliance with the Colorado Secretary of State.
Yes, as long as the business is operating and registered in Colorado and is within the counties of Adams, Arapahoe, Denver, or Jefferson, you can open a business account.
We partner with Total Merchant Concepts (TMC). We will refer you to them and they will guide you on the best merchant option for your business needs.
All business accounts come with a debit card and your business name is embossed on the front of the card plus the signer’s name.
Our business membership is your savings account and your checking account is your operational account.
No, any account signer can sign the business checks associated to the account.
No, the business has to be operating and registered under the Colorado Secretary of State.
No, we do not have startup loans. However, we partner with Mi Casa, RMMFI and Dream Spring that have programs and funding options for startup businesses. You may also want to consider a HELOC or other personal loan for funds to start a business.
Yes! A CD or Money Market can be added to your business membership. Click here to see our current rates.
Yes! Once your checking account is opened, you will receive your Visa® debit card.
Our opening deposit for businesses is no different from our personal accounts. Denver Community Credit Union requires $25 to open a membership.
We offer two types of business accounts to meet your business’s needs.
- Simple Business Checking
- Business Analysis Checking
For complete details, please refer to our business checking disclosure:
Yes! We have a section within our online banking platform designed for our business members.
Whomever is going to manage, control, or have access to the account.
Here's how it works
Get started online
All you need is $5.00 to make your first deposit.
Explore your options
Check out choices for loans, merchant services, and more.
Get help when you need it
We know a lot about doing business. We'd love to help with any questions.
I love DCCU. They are wonderful, easy to work with, kind, courteous, and quick to resolve issues. Will stay with them forever.Stacia A.