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Checking to help your business thrive

Even for a business account, you can still go local. We've got a Visa® debit card, thousands of CO-OP ATMs and branches, and everything else you need to succeed.


Simply Business Checking

Keep things as simple as possible. Limited monthly transactions. Interest checking. Low monthly fee waived with minimum balance.


Premium Business Checking

Supercharge your business. Interest checking. Low monthly fee waived with minimum balance.

Compare the Accounts

 

Effective 1/1/2021

Simply Business CheckingPremium Business Checking
Monthly Fee, if minimum balance is not met.$5.00*$15.00**
Minimum Balance to Waive Monthly Fee$1,000.00$5,000.00
Number of Free Monthly Transactions200200
Excess Transaction Fee (201-400)$0.35$0.25
Excess transaction fee (400+)$0.35$0.15

Annual Percentage Yield (APY*)

$0 - $999.990.00%0.00%
$1,000.00 - $4,999.990.05%0.05%
$5,000.00 - $9,999.990.05%0.10%
$10,000+0.05%0.150%

ATM Debit Transaction Fees

Out of Network Transactions***$1.50 US $5.00 International$1.50 US $5.00 International
Out of Network*** Inquiry$1.50$1.50
Transfer Fee N/AN/A
Exchange Rate Adjustment fee1%1%
Minimum Opening Deposit $100.00$100.00

*Monthly maintenance fee is waived when an average minimum balance of $1,000 is maintained for a full month. The minimum account balance is the average of all closing-day balances in a given month.
**Monthly maintenance fee is waived when an average minimum balance of $5,000 is maintained for the full month. The minimum account balance is the average of all closing-day balances in a given month.
†Non-profit accounts also do not have to pay a monthly maintenance fee. Ensure the credit union has proof of your non-profit status to have the fee waived.

***Our network is the CO-OP ATM Network. Over 30,000 ATMs nationwide are part of our CO-OP Network.

These rates and fees apply only to business checking accounts. All rates and fees are accurate as of the effective date noted on this page. Please note that rates and fees may change, and you will be notified as required by law of any changes. For a complete list of fees that may apply to a business membership (not specifically to checking), please review the complete rate and fee schedule.

Business Checking Disclosures