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Winter Skip-a-Pay

Photo of a three friends jumping near a snowy street, excited to skip a loan payment.

Need some extra cash for the holidays? Skip your qualifying loan payment!

Request to skip a qualifying loan payment in December 2019 or January 2020 (not both), for $25 per loan. Get started now before you run out of time. Take the first step towards an easier winter with the secure DocuSign form below.


Skip-a-Pay requests must be submitted at least five (5) Days prior to the loan payment that is to be skipped.


You can also fill out and return the form below.


Consumer Lending
Attn: Paycation
1075 Acoma Street
Denver, CO 80204

Check Mark.

Qualifying Loans

  • Auto Loans
  • Motorcycle Loans
  • Scooter Loans
  • Recreational Vehicle Loans
  • Personal Loans
  • Shared Savings Secured Loans
  • Specialty Vehicle Loans
Red X

Non-Qualifying Loans

  • Credit Cards
  • Home Equity Lines of Credit (HELOC)
  • 1st Mortgage Loans
  • 2nd Mortgage Loans
  • PassTime Auto Loans
  • Lines of Credit
  • Share Certificate Secured Loans
  • Credit Builder Loans
  • Pay Advance Loans
  • UALP or NALP Loans

By signing the request form, you authorize that you understand that there will be a $25 fee for each loan type and interest will accrue even though this payment is not required. All other provisions of the original agreement remain in effect except those changed by this offer. Choosing to skip a payment will extend the term of the loan(s). Negative amortization may occur. All loans and lines of credit must be current prior to skipping a payment. Must be a member in good standing with no CPI (forced placed insurance), no bankruptcies, no charge-offs, no 60 day delinquencies, and no deferments in the last 12 months. Loan must be open for at least 6 months to qualify. This offer includes Auto Loans, Motorcycle and Scooter Loans, Recreational Vehicle Loans, Personal Loans, Shared Savings Secured Loans, Specialty Vehicle Loans. This offer excludes Credit Cards, Home Equity Lines of Credit, 1st Mortgage Loans, 2nd Mortgage Loans, PassTime Auto Loans, Lines of Credit, Share Certificate Secured Loans, Credit Builder Loans, Pay Advance Loans, and UALP or NALP loans. This offer is available for either December 2019 or January 2020 loan payment, NOT both. Limit one skipped payment per qualified loan per promotional period. Loans with GAP coverage are limited to one skipped payment per year, including missed payments and deferments. Please fill out, and return to 1075 Acoma Street, Denver, CO 80204 at least five (5) business days before your payment is due. Offer ends January 31, 2020.

$100 Auto Loan Refinance Promotion

Refinance your auto loan of $15,000 or more and receive a $100 deposit.*  Plus, well qualified borrowers will receive 90 days of no payments!**



*With approved credit.  To qualify for the $100 promotion, $15,000 or more in new money must be refinanced with Denver Community Credit Union.  Valid for new money only.  $100 will be deposited to member's share account within 45 days of loan funding.  $100 deposit is subject to taxation.  **90 days of no payments is subject to credit qualification.  A and B credit only.  Negative amortization may occur.

Balance Transfer Promotion

Save money and simplify your debt.  It's possible when you transfer your higher-interest credit card debt to our low, non-variable rate Visa® credit card!  The Denver Community Credit Card features:

  • Low non-variable rate of 12.99% APR**
  • No balance transfer fee
  • No cash advance fee

The national average credit card rate according to is 17.54%.  Find out how much you could save by doing a balance transfer to a Denver Community Credit Union Visa Card.



Receive a Gift Card

When you transfer $5,000 or more to our Visa credit card between 10/1/2019 and 2/29/2020, you'll receive a $50 Visa gift card.**  


Don't wait for your next credit card statement! Request your balance transfer using the button below.



Don't Have a Denver Community Credit Card? 

Apply online today!***


More information on our Visa Platinum Card can be found here: Credit Card Disclosure


*APR is Annual Percentage Rate.  With approved credit. Credit card rate is 12.99%. Visa Platinum Card is subject to a $25 annual fee. Foreign transaction fee of 1.00% of each multiple currency transaction in U.S. dollars, or 0.80% of each single currency transaction in U.S. dollars applies.

**Limit one balance transfer incentive $50 Visa Gift Card per member, per promotion period. Promotional period is 10/1/2019 - 2/29/2020.  Denver Community Credit Union reserves the right to terminate this promotion at any time, without notice. Subject to available credit. Balance transfers of $5,000 or more in new money will qualify for a $50 Visa gift card. Visa gift card will be mailed to the address on the account within 45 days of qualifying balance transfer.  Gift card is subject to taxation.

***With approved credit.

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